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Individual Development Accounts

Food Roots has been supporting food system entrepreneurs with access to Individual Development Accounts through our partnership with Casa of Oregon since 2009.

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What is an IDA?

The Individual Development Account, or IDA, is an asset-building tool designed to enable entrepreneurs with modest financial resources to save money that they can invest in their existing or startup business. ​

 

With a Food Roots IDA, participants will receive a 5:1 match on their savings, so for every $1 saved, the program will match it with $5. In addition, participants build important business skills such as financial management and writing a business plan through required financial education classes, asset specific training and individual business counseling.

You may be eligible if:

  • You plan to expand or start up a food-system (farm, fish, value-added or prepared food) related business

  • You are a Tillamook or Clatsop County resident or vendor

  • Your Net Assets (net worth) are not more than $20,000 (what you own minus what you owe, not including your home, one vehicle, business assets and up to $120,000 of retirement savings.)

  • Your household maximum income is within these OR-IDA Income Eligibility Limits.

​How to apply for an IDA:

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Contact Lainie to schedule a meeting at 

503-815-2800 or ida@foodrootsnw.org

If you’d like more information on IDAs, partner organizations, or how you can purchase an IDA State Tax Credit, check out the Oregon IDA Initiative.

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Selling at 
Food Roots Marketplace

Why should you sell with Marketplace?​

  • We are open all year.

  • We delivery to all of Tillamook County and have a physical storefront for customers to come in and shop.

  • We accept EBT and FDNP checks so your food can be accessible to all customers, regardless of income.

  • We will help market your business and products on weekly emails, social media and other various platforms.

  • Overall, we are here to help YOU!

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Producer Application Procedures:

Here's how to get started:​

  1. Fill our Producer Survey and tell us a little about yourself, your business and what products you would like to sell. Our market manger will reach out to you and let you know if you are a good fit to sell with us. (Don't worry, if you aren't we will help get you there!)

  2. Take a look at our 2023 Producer Agreement, this goes over our policies and licensing requirements. 

  3. Once all the paperwork is returned make sure to watch these short tutorials on managing your online account.​​​​

       If you have any questions please contact marketplace@foodrootsnw.org or give us a call at 503-815-2800.

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Resources for Producers

If you're just getting started or want to learn more about selling your products, the Oregon Department of Agriculture has some great Farm Direct Resources for growers:

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