Individual Development Accounts

Food Roots has been supporting food system entrepreneurs with access to Individual Development Accounts through our partnership with Casa of Oregon since 2009.

What is an IDA?

The Individual Development Account, or IDA, is an asset-building tool designed to enable entrepreneurs with modest financial resources to save money that they can invest in their existing or startup business. ​


With a Food Roots IDA, participants will receive a 3:1 match on their savings, so for every $1 saved, the program will match it with $3. Participants may save up to $3,000 over three years. In addition, participants build important business skills such as financial management and business plan development through required classes and individual business counseling.

You may be eligible if:

  • You plan to expand or start up a food-system related business

  • You are a Tillamook or Clatsop County resident

  • Your Net Assets (net worth) are not more than $20,000 (what you own minus what you owe, not including your home, one vehicle, and up to $60,000 of retirement savings.)

  • Your household maximum income is within these OR-IDA Income Eligibility Limits.

​How to apply:



Confirm your income eligibility per household size by checking out these income limits


Contact Lainie to schedule a meeting at 503-815-2800 or

If you’d like more information on IDAs, partner organizations, or how you can purchase an IDA State Tax Credit, check out the Oregon IDA Initiative.