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Individual Development Accounts

Food Roots has been supporting food system entrepreneurs with access to Individual Development Accounts through our partnership with Casa of Oregon since 2009.

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What is an IDA?

The Individual Development Account, or IDA, is an asset-building tool designed to enable entrepreneurs with modest financial resources to save money that they can invest in their existing or startup business. ​

 

With a Food Roots IDA, participants will receive a 5:1 match on their savings, so for every $1 saved, the program will match it with $5. In addition, participants build important business skills such as financial management and writing a business plan through required financial education classes, asset specific training and individual business counseling.

You may be eligible if:

  • You plan to expand or start up a food-system (farm, fish, value-added or prepared food) related business

  • You are a Tillamook or Clatsop County resident or vendor

  • Your Net Assets (net worth) are not more than $20,000 (what you own minus what you owe, not including your home, one vehicle, business assets and up to $120,000 of retirement savings.)

  • Your household maximum income is within these OR-IDA Income Eligibility Limits.

​How to apply for an IDA:

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Confirm your income eligibility per household size by checking out these income limits

Submit a Food System Questionnaire

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Contact Lainie to schedule a meeting at 

503-815-2800 or ida@foodrootsnw.org

If you’d like more information on IDAs, partner organizations, or how you can purchase an IDA State Tax Credit, check out the Oregon IDA Initiative.

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Selling at 
Food Roots Marketplace

Why should you sell with Marketplace?​

  • We are open all year.

  • We have in-person and online shopping options and deliver to all of Tillamook County

  • We accept EBT and FDNP checks so your food can be accessible to all customers, regardless of income.

  • We will help market your business and products on weekly emails, social media and other various platforms.

  • Overall, we are here to help YOU!

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Producer Application Procedures:

Here's how to get started:​

  1. Fill our Producer Survey to tell us a little about your business and products. Our market manager will respond to let you know if you are a good fit to sell with us, and if we are a good fit for you, and if not, to help us all get there!

  2. Take a look at our Producer Agreement that goes over our policies, licensing requirements, and links to short tutorials for managing your weekly online inventory.

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       If you have any questions please contact marketplace@foodrootsnw.org or give us a call at 503-815-2800.

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Resources for Producers

If you're just getting started or want to learn more about selling your products, the Oregon Department of Agriculture has some great Farm Direct Resources for growers:

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